California Assemblymember Dave Jones (D-Sacramento) is pushing a bill that would try and make pet insurance policies more understandable to pet owners.
Specifically, the bill would require insurers to disclose whether a policy excludes coverage for: preexisting conditions, hereditary disorders and congenital disorders. It would also require disclosing details on deductibles, waiting periods and policies limits. These items would have to be displayed on an insurer’s web site.
This would be a California law, but due to the size of the California market, every US pet insurer would be expected to comply.
Seems like a pretty reasonable bill. I can’t imagine any of the pet insurance companies getting upset over these requirements.
This is much different than Assemblymember Jones previous plan to require the insurers to cover pre-existing conditions. That was a terrible idea … and he correctly changed course.